What You Spend on Fun Costs More Than Most Young People

if-your-entertainment-costs-exceed-this-number,-you’re-outspending-most-gen-zers

27, 2026 6:30 pm EST

Looks like the younger folks aren’t making as much cash as the last few generations, even after accounting for inflation. Gen Zers, born between 1997 and 2012, are dealing with more bills than millennials had at the same age, according to the data. Rent and debt may be chipping away at a big chunk of their income, but there’s another sneaky expense on the rise – the cost of entertainment.

A 2025 survey found that Gen Z entertainment spending averages $157 per month ($1,884 per year). Over half spend between $1 and $110 monthly, and another 21.2% spend $51 to $80, with only 4% spending over $700. This covers streaming, music, gaming, and similar stuff. Government data from 2023 backs this up, showing folks under 25 spend $1,835 a year or $153 a month on average on entertainment. So if your monthly entertainment costs more than $160, you’re spending more than most Gen Zers.

How subscriptions are driving up entertainment spending for Gen Zers

Turns out Gen Z Americans are the most subscribed generation, paying for an average of 6.8 apps per person and spending $940 per year on them (about $78 per month). If you lump those subscription fees in with entertainment spending, that’s roughly 50% of a $157 monthly entertainment budget. And a 2025 survey found cord-cutters spend an average of $48.13 per month on streaming – that’s 31% of the $157 entertainment total.

Entertainment just feels pricier these days, partly because the baseline costs keep creeping up, and partly because companies make you pay in small recurring charges that are easy to ignore until they stack up. These monthly fees can really add up, which is why overspending on subscriptions is one of the top money traps. Doesn’t help that major platforms like Netflix and Spotify have raised prices repeatedly over the last few years.